Terms of Service

Last updated: June 17, 2026 Effective date: June 17, 2026

NOT LEGAL ADVICE. These Terms are a working draft prepared with AI assistance and have not been reviewed by an attorney. Before this product accepts payments or otherwise increases legal exposure, these Terms should be reviewed and finalized by a qualified gaming-law attorney licensed in New York.

1. Acceptance of Terms

By accessing or using Hedgevo (the "Service"), operated by Workhorse Holdings LLC, doing business as Hedgevo ("Hedgevo," "we," "us," or "our"), you ("you" or "User") agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

These Terms constitute a legally binding agreement between you and Hedgevo.

2. Eligibility

To use the Service, you must:

a. Be at least 21 years of age, or the minimum legal age for sports wagering in your jurisdiction, whichever is greater.

b. Be physically located in a jurisdiction where sports wagering is legal and where access to sports-wagering-related information services is permitted.

c. Have the legal capacity to enter into binding contracts.

d. Not be barred from using the Service under applicable laws.

By using the Service, you represent and warrant that you meet all eligibility requirements. We may terminate your access at any time if we determine you do not meet these requirements.

3. Nature of the Service — Informational Only

Hedgevo is an informational and analytical decision-support tool. Hedgevo is NOT a sportsbook, gambling operator, or wagering platform.

Hedgevo:

Any wagers, hedges, or financial decisions you make based on information from the Service are made entirely at your own discretion and risk, with sportsbooks or other third parties that are not affiliated with Hedgevo.

4. "AS IS" Service — No Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY LAW, HEDGEVO DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

a. Accuracy. We do not warrant that calculations, odds data, hedge recommendations, or alerts are accurate, current, complete, or free of error. Odds data is sourced from third-party providers and may contain delays, omissions, or inaccuracies.

b. Fitness for purpose. We do not warrant that the Service is suitable for any particular purpose, including but not limited to making betting decisions, financial decisions, or any decision involving risk of loss.

c. Availability. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free. Alerts may be delayed, fail to fire, or fail to deliver due to technical issues, third-party failures, or other causes outside our control.

d. Outcomes. Past performance, hypothetical examples, and projected outcomes shown by the Service are not guarantees of future results. No calculation, alert, or recommendation constitutes a promise of profit, protection against loss, or any other outcome.

e. Third-party data. Information sourced from sportsbooks, odds providers, or other third parties is reproduced for informational purposes only. We make no representation about its accuracy or completeness and accept no responsibility for errors in such data.

f. Alerts, odds movement, and timing. The Service's alerts, notifications, odds displays, and timing indicators depend on third-party odds data and on networks, devices, and delivery systems we do not control. We do not warrant, and are not responsible for: (i) alerts that are delayed, fire late, fire in error, fail to fire, or fail to deliver; (ii) odds data or odds movements that are missing, stale, delayed, inaccurate, or incomplete; (iii) hedge opportunities or favorable odds that you miss, in whole or in part, for any reason; or (iv) any action you take, or decline to take, in reliance on an alert, calculation, or odds display. Alerts are informational prompts only — not instructions, recommendations, or guarantees — and must never be relied upon as the sole basis for any time-sensitive betting decision. You are solely responsible for independently verifying current odds with your sportsbook before placing any bet.

You acknowledge and agree that you use the Service at your sole risk.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

a. No liability for losses. Hedgevo, its officers, members, employees, agents, and affiliates shall not be liable for any losses, damages, missed opportunities, or other harm arising from or related to your use of the Service, including but not limited to: betting losses, financial losses, lost profits, missed hedge opportunities, missed alerts, inaccurate calculations, delayed information, or any reliance on information provided by the Service.

b. Cap on damages. In no event shall our total aggregate liability to you for any and all claims arising out of or related to the Service exceed the greater of (i) the amount you have paid to Hedgevo in the twelve (12) months preceding the event giving rise to the claim, or (ii) one hundred U.S. dollars ($100.00).

c. No indirect damages. In no event shall Hedgevo be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, loss of data, loss of goodwill, or business interruption — even if Hedgevo has been advised of the possibility of such damages.

d. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

6. User Obligations

You agree that you will not:

a. Use the Service for any unlawful purpose or in violation of any applicable law, including gambling laws in your jurisdiction.

b. Use the Service if you are below the eligibility age or located in a jurisdiction where sports wagering or use of wagering-related information services is prohibited.

c. Access or attempt to access the Service through automated means (bots, scrapers, crawlers) except as expressly permitted by us.

d. Reverse engineer, decompile, disassemble, or attempt to derive the source code of the Service.

e. Resell, redistribute, or republish data, calculations, or other content from the Service without our express written permission.

f. Impersonate another person or misrepresent your affiliation with any person or entity.

g. Use the Service in any manner that could disable, overburden, damage, or impair the Service.

h. Interfere with any other party's use of the Service.

We reserve the right to suspend or terminate your access for any violation of these obligations.

7. Responsible Gambling

Hedgevo is committed to supporting responsible gambling. If you or someone you know may have a gambling problem, please seek help:

We reserve the right, but undertake no obligation, to restrict or deny access to the Service to any user we believe may be experiencing problem gambling.

8. Intellectual Property

a. Our IP. The Service, including all software, designs, text, graphics, calculations, branding, the name "Hedgevo," the "Profit, Protected." tagline, and all associated trademarks and trade dress, are the exclusive property of Hedgevo and its licensors. No license is granted to you except as expressly stated in these Terms.

b. Your data. You retain ownership of any data you submit to the Service (e.g., bet details). By submitting data, you grant Hedgevo a worldwide, royalty-free license to use, store, process, and analyze that data solely for the purpose of providing the Service to you.

c. Feedback. Any feedback, suggestions, or ideas you provide to Hedgevo may be used by us without obligation or compensation to you.

9. Third-Party Services and Links

The Service may incorporate or link to third-party services, including but not limited to odds data providers, sportsbook websites, payment processors, and authentication providers. Hedgevo is not responsible for the content, accuracy, availability, or practices of any third-party services. Your use of any third-party service is governed by that service's own terms and policies.

10. Account Suspension and Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for any reason, including but not limited to:

You may stop using the Service at any time. If you have a paid subscription, refer to our Subscription Terms (if applicable) for refund and cancellation policies.

11. Changes to the Service

We may modify, suspend, or discontinue any part of the Service at any time without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation.

12. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated through the Service or by email (if you have provided an email address). Your continued use of the Service after changes take effect constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict-of-laws principles.

14. Dispute Resolution — Binding Arbitration

PLEASE READ CAREFULLY. THIS SECTION AFFECTS YOUR LEGAL RIGHTS.

a. Agreement to arbitrate. Any dispute, claim, or controversy arising out of or relating to these Terms, the Service, or your use of the Service ("Disputes") shall be resolved through final and binding individual arbitration, rather than in court, except as set forth in subsection (e) below.

b. Arbitration rules. Arbitration shall be administered by JAMS under its Streamlined Arbitration Rules and Procedures then in effect. Arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be New York, New York, and proceedings may be conducted remotely as permitted by JAMS rules.

c. Class action waiver. YOU AND HEDGEVO AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION.

d. Opt-out. You may opt out of this arbitration agreement by sending written notice to legal@hedgevo.com within thirty (30) days of first accepting these Terms. Your notice must include your name and a clear statement of intent to opt out of arbitration. Opt-out does not affect the remainder of these Terms.

e. Exceptions. Either party may bring an action in small-claims court for disputes within that court's jurisdiction, or seek injunctive or equitable relief in a court of competent jurisdiction for claims related to intellectual property, unauthorized access, or breach of confidentiality.

f. Severability. If the class-action waiver in subsection (c) is found unenforceable, then the entirety of this arbitration provision shall be null and void, but the remainder of these Terms shall remain in effect.

15. Miscellaneous

a. Entire agreement. These Terms, together with the Privacy Policy and any subscription or supplemental terms, constitute the entire agreement between you and Hedgevo concerning the Service.

b. Severability. If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall remain in full force and effect.

c. No waiver. Our failure to enforce any provision shall not constitute a waiver of that provision or any other.

d. Assignment. You may not assign these Terms without our prior written consent. We may assign these Terms freely.

e. Headings. Section headings are for convenience only and do not affect interpretation.

16. Contact

Questions about these Terms? Contact us at legal@hedgevo.com.

Workhorse Holdings LLC d/b/a Hedgevo